Have you heard of this new bank? If not, it is one of the most intriguing concepts for a bank account that I have probably ever seen. Not to blow it out of proportion, but I have only been with the bank for about a month. I first found out about this when Graham Stephan, who apparently is an angel investor, brought it up on his YouTube channel, along with other Youtubers like Andrew Jikh and Ask Sebby. So how does this bank function and what are its “intriguing” concepts?

The idea of banks paying next to nothing on interest, like the larger banks, or even the high yield savings account like from Ally Bank, are only paying 0.6% interest as I am writing this. These high yield savings accounts tend to be around the 2% area when the economy is running at its best. Now, enter Yotta Bank. They pay 0.2% interest (paid monthly)….which is pretty meager to be quite frank. However, Yotta’s intriguing selling point is that they incorporate a lottery system within the account.

Now how does the lottery system work? There are a total of seven numbers that are released one per day during the week starting on Mondays and ending on Sunday. There are 70 numbers per ball. Below are the prizes you can earn based on what you draw at the end of the week.

*Note: The prizes with asterisks denote multiple winners will split the prize.

How To Participate

To participate, you need tickets. There are two ways to get tickets. One way is to deposit money. For every $25 you have in the account, you will get 1 ticket every week. For example, for $100 you will get 4 tickets for every week that you keep the money in the account. Another way to earn tickets is through referrals. For every successful referral, you will earn at least 100 tickets for the following week. The more referrals you accumulate, the more tickets you will earn per referral.

Personally, I feel this is a great way to get people to save money and earn a “respectable” interest rate while also being able to play some sort of lottery. The prizes are nothing to really overlook; You won’t have the potential for hundreds of millions but you also will have a chance for some great prizes.

This is also a bit of fun to look forward to where every night at 6 PM PST, a new number is released. If you want to or enjoy playing the lottery, this is a way to do so without tossing money away. If you are interested in checking it out and want a free 100 tickets use the link here. By using a referral link you will be getting 100 tickets for the next week of play! Hope you enjoy and let me know below what you get on your first 100 tickets. But until next time…

We appreciate y’all letting us be a part of your Break Time.

Checking out,


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