*No copyright infringement intended.

The American Express Platinum card recently had a revamp in terms of added benefits and an increased annual fee. There has been mixed reviews of the new card but hopefully breaking down the numbers will make it easier for you to decide whether it is worth the money for YOUR situation.


There are a number of credits that stayed from before the refresh:

– $200 Uber Eats Credit

-$200 Travel Credit

– $100 Saks Fifth Avenue Credit

Some new credits were also added during the refresh:

-$179 Clear Credit

-$200 Fine Hotels and Resorts Credit

-$240 Digital Entertainment Credit

-$145 Walmart+ Credit

-$300 Equinox Credit

-$300 SoulCycle Credit

All this for an annual fee of $695, which is definitely hefty. Many are labeling this credit card as a mass coupon card where there are a ton of credits to a number of different services, most of which are hard to use 100% of normally. If you can justifiably use over $695 of credit, then it may be worthwhile. Also another thing to consider is that American Express is very generous with their referral points. Currently I am able to refer individuals for 30k points, regardless of what card they choose to apply for. But until next time…

We appreciate y’all for letting us be a part of your Break Time.

Checking out,


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